Debt consolidation with credit redemption

Consolidation of debts You go from credits to late payments. The budget is getting harder and harder to contain and manage. Have you thought about the debt consolidation loan? All is not reported in a consolidation loan, so it is important not to let the situation slip, at the risk of having to entrust your […]

Express Consumption Credit

Express credit is the solution to consider in terms of financial urgency. However, we must pay attention to its terms of repayment. Express credit is the solution to consider in terms of financial urgency. An imponderable? A wedding or holiday project? Need to buy a car or appliances quickly? In the event of an unforeseen […]

How to check if I’m in ERT?

Pursuant to the principles set out by the Economic Information Bureau, a debtor is placed in the ERT register, whose liability is more than PLN 200 (in the case of a natural person) or PLN 500 (in the case of entrepreneurs), and 60 days have passed from the day fixed for paying off the debt. […]

Credit Disclaimer – new BIK service

May 11, 2018 The Credit Information Bureau has activated the new service. Credit Disclaimer allows you to secure your data in BIK. This is to prevent abuse when incurring financial obligations. Consequently, criminals will have a difficult path to extorting loans or credits. Provident is one of the first companies that cooperates with BIK as […]

How to calculate your debt ratio?

  Obtaining a consumer credit is done according to the means of the borrower. To know if an individual can take out a personal loan and how much he can borrow, he must know his debt ratio. This value, expressed as a percentage, makes it possible to estimate the amount of monthly payments that can be envisaged. The debt ratio […]

Loan buyback: what are the charges and additional income

In a study of loan repurchase request, the lender in charge of analyzing the financial situation of the borrower (s) must, in order to do well, evaluate the income and expenses of the file in order to determine whether it exists.  Credit buy-back: household expenses Among the financial charges to be retained in a loan […]

Debt reduction: The best and easiest way out of debt

  Making debts has been a trend for years – what father state creates, the small citizen can long. Not least due to the constantly high buying mood, the number of over-indebted citizens is rising steadily in this country. From spontaneous online orders over outdated loan agreements to overpriced mobile tariffs, there is no shortage […]

How To Suspend Your Credit Maturity?

In difficult times, when you face unforeseen expenses, or incidents of life, you may need to suspend your credit maturities. This suspension of credit maturities is also called the credit due date. But before thinking about the postponement, if you have taken out insurance, look carefully at the clauses of this insurance. This insurance could […]